Business Loans
Avail funds in 72 Hours* and empower your business.
*This service is for select pre-qualified existing customers only.

Avail funds in 72 Hours* and empower your business.
*This service is for select pre-qualified existing customers only.
At Kotak, we understand how every little step makes a huge difference in reaching your business goals. To help you meet newer milestones of success everyday, we offer a range of collateral-free customized business loan solutions best suited for your business requirements.
Kotak offers business loans ranging from Rs. 3 Lakhs to Rs.1 Crore for small, medium and large businesses
Kotak provides unsecured business loan which means you can fund your business without any collateral
Get quick approval on business loans with hassle-free processing to meet immediate financial needs of your growing business
Kotak provides business loans with flexible tenures of upto 60 months to make repayment easy
Along with your business, Kotak also takes care of your convenience. Enjoy our doorstep services by availing our business loan
Kotak Mahindra Bank is the first bank to partner with Government e-Marketplace (GeM) Sahay – a platform that connects sellers with lenders, offering real-time financing against Purchase Orders. GeM is an innovative end-to-end marketplace that enables open, efficient, and transparent procurement of goods and services for various Government Ministries/ Departments, Public Sector Undertakings, and other apex autonomous bodies of the Central Government, ensuring seamless public procurement on the platform.
To know more, click here
*Facility Against Credit Card Receivables, you can avail of a Business Loan or an Overdraft Facility of up to Rs.3 Crore
** Terms & Conditions apply. Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Whether you are an established business professional or a budding entrepreneur, you can always turn to Kotak Business Loans in times when your business needs more capital. We offer business loans ranging from Rs. 3 lakhs – Rs.1 Crore with flexible repayment methods.
Who could be eligible for a Business Loan?
Are you thinking of availing a business loan anytime soon? Browse through our business loan eligibility criteria mentioned below, to make sure your business loan is approved at the very first go:
Check out the criteria for business loans eligibility to know more.
What are the fees and charges associated with Kotak Business Loans?
Check out the business loan rates for availing the business loan.
How much EMI do I have to pay for a Business Loan?
To know how much EMI you would have to pay every month, try our easy-to-use business loan emi calculator. Simply enter the following details & Know your EMI:
What are the documents that I need for getting a Business Loan?
We, at Kotak, believe in fast loan disbursals with miminum troubles of lengthy paperwork. Check out the documents required for business loan to know more.
Yes. We offer preferential interest rate, faster processing & doorstep service to existing bank customers while taking our business loan.
For availing Kotak’s business loan, the minimum turnover required is Rs.40 Lakhs.
Our business loan is for Manufactures, Traders, Self-employed professionals, Restaurants, Hospitals, etc.
Need quick financing? Check out our Loan Against Property and get a loan at low interest rates with Kotak.
Businesses require current accounts to function smoothly. Open Current Account with Kotak now.
Kotak provides exclusive offers to its HNI customers. Check out these offers in our Privy League section now.
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By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
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At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved