
Fees and Charges – GSFC | |
---|---|
Interest Rate | Min : Prevailing MCLR Or Reference Rate Max : 24% |
Loan Processing Charges | Up to 3% of Loan amount |
Documentation Charges | Up to Rs. 5000/- |
Stamping Charges | At Actuals |
Credit Appraisal Charges | - |
Commitment Charges | - |
Overdue Interest | 3% of Overdue Amount, compounded monthly |
Collection Charges | 30% of penal and cheque bouncing charges |
Dishonour Charges Per Instance | Rs. 750/- |
Swap Charges( Replacement of PDCs) | Upto Rs. 500 per Swap per Instance |
Prepayment Interest / Forclosure Charges | 4% of Principal outstanding as per reducing balance method on the date of repayment |
Duplicate Issue of NOC | Rs. 500/- |
Solvency Certificate | - |
No Due Certificate | - |
Charges for furnishing a copy of the credit information report (CIBIL) to the applicant. | Rs. 50/- |
Charges applicable in case customer requests for copies of records pertaining to his transactions ( SOA / Amortization Schedule) | Rs. 500/- |
APAC Reschedulement | - |
Part Foreclosure Charge | - |
Payment Processing/Handling Charge | Rs. 1000/- + GST |
Valuation Charges | As per Actual |
Repossession Charges | At Actuals + GST |
Duplicate Foreclosure Statement Charges | Rs. 500/- |
NOC for National Permit | Rs. 500/- |
NOC for State Permit | Rs. 500/- |
NOC for Change in Body Type | Rs. 500/- |
Rebooking of Loans (due to change in borrowing structure, change of property / Asset / Collateral etc.) | Rs. 2,500/- |
Change in Installment Due Date | Rs. 1,000/- |
Change in Property / Asset / Collateral | Rs. 2,000/- |
Copy of Any Property/Loan Document | Rs. 1,000/- |
Asset Verification Charges - Immovable Assets | At Actuals |
Legal / Incidental Charges* | At Actuals |
NOC to Convert From Private to Commercial Registration | Rs. 2,000/- |
NOC to Convert From Commercial to Private Registration | Rs. 2,000/- |
Re-issuance of Pay Order | - |
Non Compliance with Sanction Terms and Conditions | - |
End-use Certificate Delays | - |
Net Worth Statements Delays | - |
*Taxes as applicable | As applicable |
GST and service charge | As applicable |
"Blank / -" denotes that these charges are not applicable to the concerned business division |
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