To get the full benefit of your Fixed Deposit, it's always better to allow it to complete the term. But if you need to request Fixed Deposit closure / Premature withdrawal*, this is what needs to be done:  

1. On Net Banking  

a) Login to Net Banking  
b) Go to Investment > Deposit  
c) Select Premature Withdrawal of Deposit (Amount will be credited your account instantly).  


2. You can also place a request at the nearest Kotak Branch. (Amount will credited your account within 24-48 hours). 

Please note: 
Please click here for accessing Penal charges on on Pre-mature withdrawal of Fixed Deposits (NRO / NRE)

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