Personal Banking

Our Banking starts with you. We offer seamless support for all your banking needs through a single private banking office. Our advisors and bankers are backed by a secure banking platform and a specialist team, dedicated to analysing and developing optimum end to end banking solutions.
exclusively for you. |
Skip/ prioritize queue at cash counters. |
with a 100% waiver on issuance fee of multi-currency World Travel Card. |
Execute transactions basis scan instructions received from your registered email ID. Applicable for NEFT, RTGS, fund transfer, tax payment and mutual fund transactions. |
From Home Loans to Loans against Property, Car Loans and Loans against Securities, we offer comprehensive loan solutions, all in one place. |
Earn higher interest on the idle funds in your Savings Bank Account. |
Ensures convenient pick-up and delivery for cash/ cheque/ DD from the registered address. |
Kotak Infinite Credit Card^^
Kotak Infinite Debit Card
††Discount applicable, provided the locker is issued wherein the 1st holder’s classification in the system is K_WM . The allotment of the locker is subject to availability of the lockers in the respective branch.
^^Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website www.kotak.com
$For FDs created through ActivMoney facility (2 way auto sweep facility), Regular Fixed Deposit rates will be applicable for all customers, including Senior Citizens. In case of FDs created through ActivMoney; FD gets created for a period of 180 days. For tenure below 181 days interest calculation is by simple interest method. Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge(if any) for premature withdrawal as per Terms & Conditions of the bank.
$$Original documents to be submitted subsequently.
Get in touch with our team of experts to explore our products and services.
Email us for grievances to:
feedback.private@kotak.com
Other queries:
info.private@kotak.com
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At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.