Kotak Crème
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Kotak Crème

Other Features

Benefits galore, as the celebration continues:

  • Lifetime Zero Charge promise
  • Complimentary Insurance cover on your Debit Card
  • Up to 75% discounts on annual locker rental
  • Complimentary Airport lounge access and discount on priority pass
  • 3-in-1 Integrated Account for banking, DEMAT & seamless trading experience with preferential brokerage rates
  • Promise to resolve select service requests within 48 hours
  • Digital First- Access your Bank at all times with Mobile Banking – view relationship details, make investments, transfer funds, apply for cards, fulfil shopping & travel needs
  • Tailored portfolio basis your financial goals & expert financial guidance by our team of skilled professionals and investment specialists
  • SMS “KPRIVY” to 5676788 to get a call back within 30 minutes from our Customer Experience Centre or call dedicated toll free number :1800 266 666
  • Earn FD like interest in your Savings Account with ActivMoney, click here to know more



  • Kotak Creme Welcome vouchers, privileges and rewards are subject to salary credit and Debit Card activation on Point of Sale or E-Commerce. Voucher Details will be communicated through email. This will be issued once in a month. Terms and Conditions related to Voucher Benefit.
  • Lifetime Zero charge promise – For employees with salary above ₹ 50K. Applicable post 1 month of salary credit and account remains a salary variant
  • All loans, over-drafts and credit card are subject to complete documentation and at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of securing loan assets. Please read the Credit Card T&C carefully provided on the Bank website. For Details please visit:  https://www.kotak.com/en/personal-banking/cards/credit-cards.html
  • Allotment of locker is subject to availability and regular salary credit
  • Crème Corporate Salary account proposition is for selected corporates. The offer and benefits under this proposition is subject to change.
  • This voucher benefit is valid within 3 months of account opening