Kotak 811 launches India's first zero-contact, video KYC savings account.
Welcome to the future of mobile banking! The Kotak 811 bank account packages the entire digital banking ecosystem into your smartphone. Get best deals on shopping, travel, entertainment and meet all your banking/investment needs on the move with just a few clicks on Kotak Mahindra mobile app.
No visiting any bank branch or leaving your home. Just open your Kotak 811 account on smartphone or through a browser in an instant and quickly log in to the world of seamless digital banking.
Worried about paying charges for low balance in your account? Now enjoy no minimum balance commitment on your Kotak 811 bank account and experience true financial freedom.
Earn 4%* interest annually on your account balance and let your bank account earn more money while you work or play!
Want to earn higher interest of a fixed deposit (FD)? Set your sweep-in and sweep-out limit and see your funds being converted into an FD immediately.
To enable ActivMoney for your 811 account, visit your nearest branch or call our call centre at 1860 266 0811**
Now you can open your investment account or book TD /RD in a single click from 811 Mobile banking app. You can also request for Chequebook, transfer funds or walk into a branch for cash transactions and enjoy many more benefits of a savings account^^
The Debit Card is no more plastic with 811. It's a Virtual Debit Card, shrunk to fit in your mobile. Check the card details within the safety of your app and use it to make online payments like Shopping, paying bills or recharging mobile / DTH, in few taps.
You don’t need cash or cards to make payments. Now paying has become simpler with the Scan & Pay feature. With this pay for all you’re shopping, movies, groceries, and much more
No need for multiple apps on your phone when you have the Kotak Mobile Banking App. Go to the Kaymall section shop on Flipkart, subscribe to national/international magazines, book your flight and hotels on Goibibo or train tickets^ on IRCTC at the best rates all with your Kotak 811 account.
You can now open Kotak 811 account by downloading the Kotak mobile banking app or just click here and open account instantly.
Know more about the variants of 811 Savings Account.
Know more about the how to login to 811 Savings Account
Know more about the 811 zero balance savings account
Customers who have opened JifiNeo will now enjoy Kotak 811
W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
^^Features mentioned are available only to customers who have completed their full KYC
**Kindly call on our new number: 1860 266 0811, for any queries or issues between 9.30am to 6.30pm, Monday to Saturday (except holidays). Local charges apply.
***Scan and Pay at selected in store outlets
^Terms and conditions apply
##This Feature is only available for 811 Full KYC customers. By signing up for this feature, customer agrees to the following Terms & Conditions:
You can start a recurring deposit or a term deposit through the Mobile Banking App or through Net Banking. Please visit the ‘Banking’ section inside the Mobile Banking App or Net Banking and click on ‘Open Recurring Deposit’ or ‘Open Term Deposit’.. These features are available to customers who have met us to verify their identity details. If you haven’t done that yet, please schedule an appointment via the Mobile Banking app or call customer care on 1860 266 0811*
*Local call rates apply.
You can see the ‘Scan & Pay’ option inside the Mobile Banking App. You will see this under the ‘Banking’ section of the Mobile Banking App. Once you click on it, it will open the QR code reader. You need to project it on the QR code and it will read it automatically. Once the QR is successfully captured, you can punch the amount you wish to pay and the amount will be transferred instantly.
Kotak 811 brings you a Virtual Debit Card inside your Mobile Banking App. You can use it to shop online, pay bills, recharge or use ‘Scan & Pay’ at merchant outlets. 811 Debit Card is given to customers who have verified their details using Aadhaar OTP.
Yes, you can! You can request a physical Debit Card from the 811 widget in your Kotak Mobile Banking app. Just login into the Kotak Mobile Banking App and navigate to 811 section -> virtual debit card -> Get one now.
Joining Fee: INR 0|Annual Fee: INR 0