Apply for Credit Card Online & Get Quick Approval
Flat 25% off extended for Kotak White
& White Reserve Credit Card customers

As per RBI recurring payment guidelines on e-mandates, w.e.f. Oct 1, 2021, all non-complaint Subscriptions/Recurring merchant Payments on your Kotak Mahindra Bank Credit/Debit Card will not be processed. Payments to be made directly to the merchant.
Flat 25% off extended for Kotak White
& White Reserve Credit Card customers
Get an instant Credit Card in just 3 easy steps!
Choose a Credit Card based on your interests, such as Movies, Travel, Shopping, and more
Simply share your basic details like your Name, Phone Number, PAN, and Aadhar
Finish the VKYC process, receive your virtual card, and start exploring irresistible offers on your new Credit Card
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Joining Fee: INR 0|Annual Fee: INR 0
Joining Fee: INR 0|Annual Fee: INR 199
*waived at an annual spend of Rs 15,000/-
Joining Fee: INR 0|Annual Fee: INR 299
Joining Fee: INR 499/NIL|Annual Fee: INR 499
*waived at an annual spend of Rs 50,000/-
Joining Fee: INR 0|Annual Fee: INR 0
Joining Fees: INR 3000|Annual Fee: INR 3000
Joining Fee: INR NIL|Annual Fee: INR 999
*wavied at an annual retail spend of Rs 1 Lac
Joining Fees: INR 0|Annual Fee: INR 599
Utilised card for online shopping, fuel surcharge & groceries. Amazing that it is a life time free card and good to use
Reviewed on 06/02/2022
This is the 3rd time I am availing a personal loan with Kotak. The overall experience with the team each time has been simply superb.
Reviewed on 04/20/2022
It was very easy to apply for the card. Moreover, 2X rewards on shopping is what I love the most, being an avid shopper.
Reviewed on 03/24/2022
Used Zen Signature for a pleasant & relaxed experience at a premium Airport Lounge, during a hectic official travel.
Reviewed on 06/08/2022
It’s great card for movie buffs like me. I get free movie tickets every month & extra discount on my popcorn. Must have!
Reviewed on 05/19/2022
I have enjoyed using this card thoroughly. The rewards are pretty good & you should definitely go for this card.
Reviewed on 03/14/2023
A Credit card is a cashless financial instrument that can be used to make purchases even if holders don’t have the required funds in their bank accounts. Whenever they use their credit cards, users not only make purchases but also receive excellent rewards. Cashbacks and rewards points are earned whenever credit cards are used for shopping, travel, movie tickets, and more.
Welcome to the world of Kotak Credit Cards. We offer free credit card options through our website, where you can get instant approvals with a wide range of benefits. You can also conduct secured transactions with Kotak credit cards in India without worrying about cyber security threats.
Apply online at Kotak Mahindra Bank's website to get a credit card and enjoy several discounts and benefits. We offer the facility of instant credit card approval through the online portal making it easier than ever to own a credit card. We also provide different types of credit cards to meet the customer’s needs. Apply for Kotak Mahindra Bank’s credit card online today and pay all your bills quickly.
All our customers are unique and have different spending habits, which is why Kotak Mahindra Bank offers different types of credit cards.
Here are a few of the different types of Kotak Mahindra Bank credit cards:
Kotak's instant approval credit cards come loaded with various features and benefits. Some of the notable Kotak credit card benefits are as follows -
Apply online at Kotak Mahindra Bank's website to get a new credit card. Here are the eligibility criteria for getting a credit card:
To apply for a credit card online, you need the following documents:
The instant credit card approval feature has increased the number of people who use credit cards in India. You should get one too. Kotak Mahindra Bank's website guides you on applying for a credit card, but you need more than knowing how to apply for a credit card. You also need to know your eligibility. Check your eligibility in the following ways:
Know the charges before you apply for credit cards:-
No Joining Fee |
Joining fee is only payable on certain credit cards |
Annual fee |
A fee payable every year to use and maintain the card |
Interest is payable if you default on your credit card dues or make part payments on the outstanding bill. |
|
Late payment charges |
Charges are payable if you delay paying your credit card bills |
EMI charges |
Charges payable for converting your large-ticket purchases to convenient EMIs |
Other charges |
Card-specific charges for availing services from Kotak Mahindra Bank |
For a credit card, apply online and get your card at the earliest. Here’s is Kotak Mahindra Bank’s step-by-step guide on how to apply for a credit card online:
Apply offline through the Kotak Mahindra Bank branch or contact our representatives for a new credit card. Now that you know how to get a credit card to, apply online and start saving money.
Before you apply for a credit card online, you should be aware of the following points:
Credit cards in India have become a need for every individual as they come with many attractive offers and help you save significant amounts of money. The different types of credit cards allow customers to choose that best fits their needs and budget. The instant approval credit cards offered by Kotak Mahindra Bank can be obtained through an online application. With the different types of credit cards in India, credit card users can enjoy benefits such as gift vouchers, cashback, travel insurance, free air miles, discounts, one-on-one deals, reward points, and much more. To get a credit card, apply online and save your money. Kotak Mahindra bank's credit card offers are the best on different types of credit cards in India. An instant credit card will allow you to redeem all these offers from the comfort of your home.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not own, control or supervise such website, and bears no responsibility for them
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.