| Joining Fees
|
1000
|
| Annual Fees
|
1000
|
| Condition for waiver of Joining Fees
|
Retail spends of ₹30,000 in first 90 days of issuance
|
| Condition for waiver of Annual Fees - First Year
|
Annual retail Spends of ₹1,00,000
|
| Condition for waiver of Annual Fees - Second Year
|
Annual retail Spends of ₹1,00,000
|
| Add-on card Fees
|
299
|
| Interest Charges on outstanding Balances
|
3.5% (Annualized 42%)
|
| Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)
|
MAD can be 5% or 10% of TAD as decided by the Bank
|
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance
|
2.5% on advance amount , subject to minimum of ₹500
|
| Late Payment Charges ("LPC")
|
Due as per last statement
|
LPC charges
|
| <₹100
|
0
|
| ₹100 - ₹500
|
100
|
| ₹501 - ₹5,000
|
500
|
| ₹5,001 - ₹10,000
|
600
|
| ₹10,001 - ₹25,000
|
800
|
| ₹25,001 - ₹50,000
|
1000
|
| >₹50,000
|
1200
|
| Over Limit Charge
|
500
|
| Cheque Bounce Charges
|
2.0% on bounce amount, subject to minimum of ₹500
|
| Standing Instruction Failure / Auto-debit return fee
|
2.0% on bounce amount, subject to minimum of ₹450
|
| Foreign Currency Mark Up
|
3.5%
|
| Railway Booking Surcharge (1.8%/2.5% on transaction amount)*
|
Waived
|
| Fuel Surcharge (1% on transaction)**
|
Waived
|
| Fee for Cash payment at Bank
|
100
|
| Outstation Cheque Processing Fee
|
Waived
|
| Reissue/ Replacement Card (per issuance)
|
100
|
| Charge Slip Request
|
Waived
|
| Machine Surcharge at ATMs
|
Waived
|
| Balance Enquiry Charges at Non Parent Bank ATM
|
Waived
|
| Duplicate Statement Request
|
Waived
|
| Web Pay Service Fee
|
Waived
|
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