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NRI Royale Signature Credit Card

With the Kotak NRI Royale Signature Card, you’ve found a Credit Card that gives you your biggest return as an NRI. With a host of customised features, you can enjoy benefits that are tailor-made for Indians abroad.

Earn 2 rewards on international spends

Freedom to purchase and pay in INR

Fuel Surcharge Waiver

Railway Surcharge Waiver

Gift an add-on Card

NRI Royale Shield

2 Rewards on International Spends

Earn 2 rewards on spends outside India; i.e. earn 2 rewards points for every Rs. 200/- spent
Earn 1 reward point for every Rs. 200/- spent within India
Accumulate your reward points and redeem them across a host of redemption options like Movie tickets, Air tickets, cash and more.
1 Reward Point = Re 1/-

Freedom to Purchase and pay in INR

While traveling to India, save the mark-up fee charged on your credit card issued outside India or the hassles of currency exchange
Enjoy the benefit of paying for your purchases, travel and dining in Indian Rupees

Fuel Surcharge Waiver

Applicable on transactions between Rs. 500 and Rs. 3000.
Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500.

Railway Surcharge Waiver

Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-.

Gift an Add-on Card

Gift an add-on card to your spouse, parents or children (above 18 years) and extend the benefits of the NRI Royale Card to your loved ones
The add-on card would be issued irrespective of location or citizenship status
One-time fee of Rs. 599/- per add-on card is applicable

Travel with comfort

Airport Lounge Access : Get 2 complimentary visits every quarter to Dream Folks Lounges only in India. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi. Know more

Check your eligibility for the NRI Royale Signature Credit Card.
Explore more credit card options that best suit your needs.

Disclaimer

The Kotak NRI Royale Signature Card comes at an Annual Fee of Rs. 1,000/-

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Frequently Asked Questions

What is a credit card balance transfer?

Credit card balance transfer is the process of transferring owed balance from one credit card account to another. Upon carrying out this process, the debt is owed to the new card issuer as opposed to the original card issuer.

Why should I select a Kotak Credit Card?

Kotak Credit Cards symbolize the following guiding principles:

Simplicity

Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.

Transparency

Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.

Relevance

Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.

This promise from Kotak ensures that you only get the best from your credit card!

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On what is the waiver applicable?

On purchasing of rail tickets online at www.irctc.co.in the customer is levied a 1% surcharge and on purchasing of rail tickets from the Indian Railways Booking Counters customer is levied a 1% surcharge. The Delight Platinum Card offers you Waiver of this surcharge of 1 % that is levied.(ST Applicable)

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Is the waiver applicable on the delivery charge?

No. There is no waiver applicable on the delivery charge.

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What is the maximum surcharge waiver that I can get?

You can earn up to Rs. 500 annually as Railway Surcharge waiver.

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