Kotak White Reserve. Exquisitely crafted in METAL.
Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.
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| Fee & other Parameters | White Reserve (Paid Variant) | |
| Joining Fees | Rs. 12,500 | |
| Annual Fees | Rs. 12,500 | |
| Condition for waiver of Annual Fees | Annual Spends of Rs 10lac | |
| Addon card Fees | Nil | |
| Interest Charges on outstanding Balances | 3.5% (Annualized 42%) | |
| Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) |
MAD can be 5% or 10% of TAD as decided by the Bank | |
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof |
2.5% on advance amount, subject to minimum of ₹500 | |
| Late Payment Charges ("LPC") | Due as per last statement | LPC charges |
| <₹100 | ₹0 | |
| ₹100 - ₹500 | ₹100 | |
| ₹501 - ₹5,000 | ₹500 | |
| ₹5,001 - ₹10,000 | ₹600 | |
| ₹10,001 - ₹25,000 | ₹800 | |
| ₹25,001 - ₹50,000 | ₹1,000 | |
| >₹50,000 | ₹1,200 | |
| Over Limit Charge | Waived | |
| Cheque Bounce Charges | 2% of bounce amount, subject to minimum of ₹500 | |
| Standing Instruction Failure / Auto-debit return fee | 2.0% on bounce amount, subject to minimum of ₹450 | |
| Foreign Currency Mark Up | 2.0% | |
| Fuel Surcharge (1% on transaction)* | Waived | |
| Fee for Cash payment at Bank | Waived | |
| Outstation Cheque Processing Fee | Waived | |
| Reissue/ Replacement Card (per issunace) | Waived | |
| Charge Slip Request | Waived | |
| Machine Surcharge at ATMs | Waived | |
| Balance Enquiry Charges at Non Parent Bank ATM | Waived | |
| Duplicate Statement Request | Waived | |
| Furnishing a copy of Credit Information | Rs. 50 | |
| Web Pay Service Fee | Waived | |
Please Note:
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
*Fuel surcharge to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 4500 in a calendar year
