Apply Now Apply Now Apply Now Apply Now Apply Now Apply Now

Earn value on crossing every spend-milestone

Spends Milestone*

White Pass earns

Total White Pass Value


₹ 5,000

₹ 5,000


₹ 15,000

₹ 20,000


₹ 22,000

₹ 42,000


₹ 24,000

₹ 66,000


₹ 26,000

₹ 92,000


₹ 28,000

₹ 1,20,000


₹ 63,000

₹ 1,83,000


₹ 67,000

₹ 2,50,000

* Applicable on spends settled in a card anniversary year. 

Here’s everything you can redeem your White Pass balance on

  • Gift vouchers of premium brands
  • Flights
  • Hotels
  • Philanthropy
  • Cashback
  • Curated travel expeditions by National Geographic


And all you need to do is

  • Login to Kotak Mobile app
  • Click on the Card Overview icon and enter your MPIN
  • Scroll down to the section of reward points
  • Click on ‘Claim now’. You will now be redirected to the White Pass redemption portal
  • Select the option you want to redeem your White Pass on
  • Once a redemption is done , you will receive a confirmation over email & SMS with the details of redemption
  • You will also be able to view all your redemptions in the Redemption History tab of the White Pass portal.


Earn White Pass value on crossing every spend milestone

  • 1 White Pass = ₹1 on White Pass catalog (for all options except cashback)
  • 1 White Pass = ₹0.70 for cashback


White Pass Validity

White Pass balance remains valid for an additional 90 days after every anniversary cycle. For example: If your card is booked on
1-June-2021, the balance earned for the anniversary year 1-Jun-2021 to 31-May-2022 can be claimed till 29-August-2022.

The White Pass value will be reset to zero on every card anniversary date.