Google Pay

While you safely #BankFromHome, we have added to the ease and convenience of your day-to-day transactions by tying up with the Google Pay app. So, now pay bills, shop online, recharge phone or pay at the nearby stores by adding your Kotak Debit/Credit Card to Google Pay app.

This app gives you the option to make payments via 3 modes- Tap & Pay, Scan QR code and In-App payment via OTP


Google Pay India is a mobile payment service that can be used by customers to make merchant payments using Debit Cards and Credit Cards (not allowed for Person to Person transfer). To secure card details, Google Pay uses a process called Tokenization with help of VISA, which replaces the sensitive card information with an alias called “Token “, that is then used for payment instead of the sensitive card information.


  • Download Google Pay on phones running Android 5.0 (Lollipop) or higher versions of Androids (currently this facility not available on Apple Phones).
  • Enter your mobile number to which you have the access.
  • Sign in with your Google account.
  • Follow the instructions to secure your Google Pay app and add a Card/Bank account.
  • In order to add a card on Google Pay please ensure you have access to the mobile number registered with your card as you would receive an OTP on that number.



Frequently Asked Questions

What is Google Pay?

Google Pay is secure and easy-to-use mobile payment service which can be used to make purchases and payments nearly everywhere.

Which devices are compatible with Google Pay in India?

All devices with Android 5.0 (Lollipop) or higher are compatible to use Google Pay App for making merchant payments via Debit/Credit Cards. Currently, Apple Phones do not support adding Debit or Credit Card to Google Pay app.

Google Pay App is available on Google Play Store and App Store.

How to Add Kotak Cards to Google Pay?

To Add Kotak Debit/Credit Card, open Google Pay App and follow below steps:


  • Tap Profile Payment methods -Add card.
  •  Enter the Kotak Card number, Expiry date, CVV, and the cardholder’s name and billing address.
  • Tap Save
    • Accept Kotak Bank Terms & conditions
    • Choose Verification Option
    • App will be ask for additional authentication via OTP
  • OTP will be auto read or can  be entered  manually
  • After card is verified, it can be used for transactions.


  • OTP will be received via text message to the phone number/ email associated to Kotak Card.
  • Adding Kotak card to Google Pay will register the card for Tokenized card payments for all the below payment methods :
    • Tap & Pay at NFC enabled terminals
    • QR code based payments at merchants
    • Mobile Recharges on GPay and Online payments on 3rd party merchants where GPay is supported

In case you don’t want to register your card for any of the above transaction type listed above, you can always call Kotak customer care number to opt-out/deregister a particular transaction type, before/after adding the card.

How to remove Kotak Cards from Google Pay?

To remove Kotak Card from GPay App, follow below steps:

  • Open Google Pay App
  • Tap Settings - Payment methods.
  • Tap the card that you want to remove..

Please note:

Removing your Card from Google Pay will automatically disable all forms of tokenized card payments.

You can also call Kotak Bank to de-register your card on a per use case basis post card addition


Which Kotak cards can I register on Google Pay?

Kotak Visa Credit and Kotak Visa Debit Cards can be registered on Google Pay.