Paytm ‘Tap to Pay’ using Kotak Debit Card

Tap to Pay is a Contactless technology that enables users to make payments on-the-move, in a simpler & secure manner. You can make payments by simply tapping your phone on the card terminal. All you need to do is activate your Debit Card to the Paytm App and enable NFC (Near Field Communication) on your smartphone. Another noteworthy attribute that it comes with, is that all Tap to Pay transactions can be done without having to worry about internet connectivity.

 How It Works?

• Check: Check whether the card terminal at the store has a contactless symbol or not. If yes, then it supports Tap to Pay.
  
• Tap: On adding billing details, just unlock your phone & tap or bring it near the Contactless indicator on the card terminal, and your payment is done.
  
• Go : Upon tapping, your payment will get processed within seconds & you are good to go.
  

Why Tap to Pay?

• No Need to Carry Physical Cards
  With Tap to Pay, you do not have to carry your actual physical cards. You can now make card payments with just a tap of your Paytm installed smartphone on any NFC compliant Merchant (POS) terminal.
  
  
• More Secure Payments
  Tap to Pay payments will make your overall transactions more secure. Your actual 16-digit card number is neither stored nor shared in the payments ecosystem. It is replaced by random numbers called digital tokens that are interpretable only by the card networks like VISA, Mastercard, and RuPay. Also, to initiate any transaction, you would be required to unlock your phone, which further adds another layer of security.
  
  
• No Internet Required
  Tap to Pay payments do not require your device to be connected to the internet. Hence, making it faster than your regular online or QR payment.
  
  
• 100% Contactless
  Tap to Pay payments are Contactless in nature & thus, neither you nor your device needs to come in direct physical contact with the EDC terminal. In order to process an offline payment, all you have to do is bring your device closer to the POS terminal.
  
  

How to Add Your Card?

In order to enjoy a whole new world of convenience using Tap to Pay, you will have to follow the below-mentioned steps:

• Click on the Tap to Pay icon on the home screen of Paytm app.
  
• Choose either a Saved Card or Add a New Card
• Enter details of the chosen card
• Accept Issuer's Terms and Conditions
• Enter the received OTP to verify
• On successful verification, the card is activated
• In case Paytm is not the default NFC App, you will be prompted to set it as the default

Where it works?

All the stores accepting Contactless payments, like restaurants, grocery stores, pharmacies, etc. Simply, check for a Contactless terminal & Tap to Pay!

So, register your Kotak Debit Card today!