Recurring Deposits
A small investment every month can get you one step closer to your dreams.

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The Kotak Recurring Deposit is designed for you to achieve your goals on your own terms. This deposit gives you the freedom to choose a Term & Amount you wish to invest every month and earn Guaranteed Return at applicable interest rate. Make the smart choice and maximize your returns from your savings now.
Save a significant amount by making
smaller investments every month
Enjoy easy payment options
from your Savings Account
Recurring Deposit helps you fulfil
your child’s educational dreams
Recurring Deposit helps in
home improvement/purchase
Recurring Deposit helps to
Save for Annual payment towards
Insurance Premium/ Taxation
The minimum and maximum duration to open a bank RD is 6 months and 120 months, respectively.
Any residing Indian, including minors and HUF, can open a recurring deposit account with Kotak. However, it is mandatory to have a savings account with us.
To open a recurring deposit account with Kotak, first, you need to have a savings account from where the monthly payment will be deducted.
The minimum amount required to open a recurring deposit account with Kotak Mahindra is Rs. 100 per month for a tenure of up to 10 years.
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Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.