Titanium Debit Cards

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Why settle for something plain when your card can be a reflection of you! Choose from images across categories for your debit card. So whether it's your love for your city or sports or movies or music or food.
Now enjoy higher cash withdrawals of upto Rs. 50000 per day on your ING Titanium Debit Card.
Enjoy the comforts of shopping from home with fabulous online deals courtesy of your ING Titanium Debit Card. Be it Travel, Fashion, Recharge, Electronics or even Spa treatments for your loved ones, there are deals for everything you need. Click here to know more.
As per recent RBI guidelines, effective 1st December 2013, following changes are applicable on your internationally accepted magnetic stripe based debit card:
In case you need to make international transactions above Rs. 50,000 in a day, we request you to apply for an ING chip based debit card through our Phone Banking at 1860 266 2666 or by visiting a branch near you. (Issuance charges apply)
In case you make an international transaction after 1st Dec 2013 on your existing magnetic stripe based debit card, you will be automatically re-carded with an ING chip based debit card, at no extra cost.
This card will be issued 30 days from the date of international transaction.
You don't need to sweat everytime you use your Debit Card to make purchases online. With MasterCard Secure code, all your online transactions on the ING Titanium Debit Card are safe & secure.
Tracking where your money was spent is now easy, with sms notifications everytime your account is debited or credited.
In case you transact or wish to transact internationally with your ING debit card, we recommend you apply for a Chip Based Debit Card by visitng a branch near you.
A chip card also adds an extra level of security to your card against skimming and Counterfeit frauds.
Note:
A Chip Card contains an embedded microchip that encrypts card member information into a unique code that significantly increases transaction and account data security when used at a chip-enabled terminal, and makes card cloning and fraud more difficult.
A Chip based debit card provides an enhanced level of protection against fraud. The data stored in the chip card cannot be replicated or copied and so it offers high level of security against skimming and counterfeiting fraud.
No. Once you opt for chip based Debit card, you will not be able to downgrade to Magstripe based Debit card other than at the time of Insta card request. A Chip based card holder will only be allowed to opt for Magstripe based Debit card only at the time of Insta card request.
There is an additional one time issuance fee of Rs. 50 (including GST) for all customer initiated requests for Chip based card. This one time issuance fee is waived off for the following accounts:
The magnetic stripe is the falls back option in case a particular ATM or Merchant outlet will not accept chip based cards.
Yes. Since, the data is also stored in the magnetic stripe, you can still do the transaction by swiping the card at the Merchant outlets.
Your chip based Debit card will be accepted across all International ATMs, Merchant outlets and Websites.
If it is a chip enabled terminal, then you have to dip your card at the terminal. If the terminal does not accept chip based card , then you have to swipe the card at the terminal.
No, This Rs. 50,000 daily international transactional limit will not apply for chip based Debit card, but this will only apply for internationally accepted magnetic stripe based Debit cards issued before 30th November 13.
You can apply for chip based Debit Card by Visiting a Branch or Calling our Phone banking at 1860 266 2666.
As per RBI guidelines, whenever a customer with a Magnetic stripe based Debit card makes an international transaction, then a chip based Debit card should be issued to that customer mandatorily.
Yes. You can do image customization to chip based Debit card.
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Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.