16 OCTOBER, 2021

Weddings are usually a one-time event in your entire life when you want to leave no stone unturned to make it a memorable event. But in India, a wedding can be an extravagant affair that can consume your entire life saving. In such cases, a wedding loan can come to your rescue. You can have the best wedding without exhausting your savings by availing a personal loan. With personal loans, you can easily fund the entire cost of the wedding function, from the outfits, venue, catering, gifts, honeymoon and decoration. The best part is, you can repay the loan comfortably over the tenure as per your capacity.

If you are looking forward to planning your or your child’s wedding, a personal loan from Kotak Mahindra Bank can be a great way to cover the costs.

  • Competitive interest rates

With Kotak Mahindra bank, you can avail a personal loan at one of the lowest interest rates in the market. We offer personal loans starting at 10.25% p.a. If you have a high credit score and good repayment capacity, you can get a marriage loan at a low interest rate and plan your wedding your way. 

  • Flexible repayment schedule

With a wedding loan, you need not worry about repaying the whole amount instantly. You can choose a tenure that helps you repay the personal loan EMI comfortably. You can use a personal loan EMI calculator to determine your affordability and then choose from 1 to 5 years as your tenure.

  • Easy approval and disbursal

You need not visit the bank’s branch to get the loan approval or wait for months to get the loan amount disbursed in your account. With minimum documents, you can get the loan amount disbursed within a few hours. We, at Kotak also offer pre-approved loans where you can get the loan amount even in a few seconds. All you have to do is fill the application form, check your personal loan eligibility and furnish the requisite documents.

  • No collateral

The process of a personal loan is easy and fast, as you need not get into the hassle of arranging collateral. You can take a personal loan for marriage without any collateral basis your creditworthiness and repayment capacity.

  • Prepayment facility

The best part of availing a wedding loan with us at Kotak is, you can prepay your loan any time. Imagine getting a chance to plan a lavish wedding and then save on interest outgo by prepaying the loan with the extra cash flow.

  • Minimum documentation

You can avail a personal loan for the wedding with us by furnishing minimum documents like identity proof, address proof, income documents and two passport size photographs. 

Weddings are events that bring together two families and are a special moment for everyone. A perfectly planned wedding doubles the joy and enhances the fun. So, do not let a lack of funds dampen the spirit. Apply for personal loans from Kotak Mahindra Bank, today and enjoy a dream wedding.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.