14 MARCH, 2022

Who wouldn’t want a lavish celebrity style wedding at a unique destination? Everyone dreams of adorning a custom-made high-end brand outfit for their big day and showing them off on social media. ? Of course, you require many funds for it. Weddings in India can get significantly expensive. You might have enough savings but still can face a financial crunch. But fear not. A personal loan from Kotak Mahindra Bank can take care of all the wedding functions effortlessly. Find out more below.


What is a personal loan?

A personal loan is an unsecured loan that you can avail from a bank or financial institution to fund your wedding expenses. Personal loans are approved instantly, helping you arrange urgent needs. Your credit score, income and age, etc., are some factors that determine your personal loan approval.


How can you plan your big fat wedding with a Kotak Bank personal loan?


  • Plan your budget

Before you start planning your wedding, you must make a budget and decide the amount you wish to spend on the wedding. The budget would help you decide the amount you need to borrow as a wedding loan. It would be best to create a list of expenses that you would need to incur like venue, outfits, decoration, catering, gifts, etc. Ensure that you include all the major and minor expenses in the list to avoid missing out on anything at the end.  Also, it would be best to check your eligibility and affordability to borrow a comfortable loan amount.


  • Hire professionals

On your big day, nothing should go wrong. Ensure that you hire the best of all the vendors, be it makeup artists, henna artists, caterers, etc. Do not worry about the cost as you can borrow up to Rs 25 lakhs as a personal loan from Kotak Mahindra Bank. Similarly, hire a wedding planner who can manage all the functions and rituals seamlessly. They are well equipped to manage weddings and are often prepared to handle emergency issues too.


  • Make the bookings beforehand

Do not leave any preparation for the last minute. Ensure to book all vendors much before the date to avoid the rush and escalated prices. You get the approval of a personal loan instantly with minimum documents and no collateral. Also, visit the venue before, and take trials of the vendors before you book them. It would be best to consider the weather before booking the vendors.


Wedding loans can make planning for your big fat wedding easier and faster. With a personal loan, you can pay for all the expenses without exhausting your savings. So spend your time choosing the best designer lehenga and not stressing about the money. Apply for personal loan from Kotak Mahindra Bank, today.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.