10 FEBRUARY, 2022

The ongoing pandemic has proved that life is too short and every moment is special. There is no point waiting for the right moment to do things you love and or travel to your favourite destination. Therefore, lack of finances should never be a reason to postpone your travel plans. Be it a vacation to the foothills of the Himalayas or the Great Steppe, you can plan your next trip to any place of your choice with a travel loan. With Kotak Bank’s affordable instant travel loan, you can finance your vacation without draining your savings. 


What is a travel loan?

A travel loan is an unsecured personal loan that can help you fund your dream vacation without worrying about the budget. With a travel loan, you can book the best hotels and accommodation without exhausting your savings. There are no restrictions on its usage, and you can use the loan amount to finance the entire vacation or a part of it as per your financial requirements.


Why should you avail Kotak bank's affordable instant personal loans?


  • Collateral free

While planning your vacation, you should focus on the places you want to visit and not on arranging collateral. A travel loan is an unsecured loan, which means you need not furnish any collateral. The lenders approve your loan based on your credit score and financial profile.  


  • High loan amount

When you are planning for that long-awaited trip, lack of finance should not be the reason you step back. So, whether you want to go on a road trip to Leh or take a dip in the blue seas of Maldives, a personal loan can help you. With Kotak’s personal loan, you need not save for months. You can avail loan amounts ranging from Rs 50,000 to Rs 25 lakhs and leave your worries behind while basking in the wanderlust.


  • Flexible repayment

The best vacation is the one where you need not count every penny while enjoying it with your family. With a flexible repayment option, you need not worry about repaying the loan amount immediately. You can choose a comfortable tenure and pay the loan through easy EMIs. Why not bring back memories that last for your lifetime and easily pay the loan amount over several months. You can avail Kotak Bank’s travel loan for a tenure between one to five years.


  • Easy application

Kotak Mahindra Bank’s online interface makes it easier to apply and get quick loan disbursal. You can apply online with a few clicks and get the loan amount instantly. Moreover, it has a fixed interest rate and you don’t have to stress about irregular EMI amounts while you are holidaying.


No one knows what tomorrow holds. Why stop yourself from going on your dream vacation while there is still time? With Kotak Mahindra Bank’s instant travel loan, you need not wait to accumulate savings to satisfy your wanderlust. So, check your eligibility and apply for personal loan today.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.